What You Need to Know About Commercial Insurance

As a business owner in Oklahoma, it is imperative to have all your bases covered when it comes to insurance. Hexis Insurance, serving Oklahoma City, OK is here to help answer all of your insurance questions. Commercial insurance is one great product we provide to help business owners protect their companies and investments. 

What Is Commercial Insurance?

Commercial insurance is a type of bundled insurance policy that can provide protection for many different areas of your everyday business operations. A commercial insurance policy can be highly customized for your particular needs. In general, commercial insurance will provide coverage in the following areas.

  • Auto coverage- If your business uses vehicles to carry out everyday operations, you will need auto insurance to keep both your vehicles and your drivers protected. 
  • Property damage coverage- Companies that operate out of a brick and mortar establishment will need property damage coverage. This type of coverage will pay for repairs or replacement of property if there is damage due to fire, natural disaster, or burglary. 
  • Liability coverage- As a business owner you will have a special responsibility to customers, clients, and employees concerning their health and safety while they are on your property. If someone is injured on your property or becomes ill or injured because of your goods or services, you will be held liable for any expenses resulting from the incident. This type of liability can leave you financially vulnerable without adequate coverage. Liability coverage will pay these expenses. 

The best way to protect the time and financial investment you have put into your business is to secure proper insurance coverage. 

If you would like to learn more about our insurance services, please contact us at Hexis Insurance, serving Oklahoma City, OK. We will be happy to answer your insurance questions today.