Motorcycle Insurance in Oklahoma

When going about your daily activities on your motorcycle, accidents can happen. In such instances, motorcycle insurance can come in handy. While shopping for motorcycle insurance, you should know that different factors go into developing your rates. That’s why you should let a reputable insurance agent like Hexis Insurance of Oklahoma City, OK guide you through the process.

Motorcycle Coverage Options

We offer plenty of motorcycle coverage options and work with you to find the right one for your needs. Here are a few options you may want to consider:

  • Underinsured/Uninsured Motorist Coverage – You will receive compensation if the at-fault party doesn’t have insurance with this type of coverage. You will also receive compensation if you’re hit as a pedestrian.
  • Comprehensive Coverage – This insurance will protect your motorcycle from things that are not within your control, like vandalism, theft, wind, fire, and so on.
  • Medical Payment Coverage – This coverage covers the costs of different items like funeral expenses, home nursing care, dental care, and prescription drug payments.
  • Body Injury Coverage – This insurance will protect you if you injure or kill someone in an at-fault accident. It also covers the passenger on your motorcycle.

Oklahoma State Requirements

As a motorcycle owner in Oklahoma City, OK, you should know that the state regards a motorcycle as a motor vehicle with a saddle/seat with not more than three wheels. It should also not have a rotor displacement or piston greater than 150cc. Additionally, Oklahoma motorcycle insurance law requires a rider to have liability insurance with the minimum legal liability coverage set by the state.

Regardless of the motorcycle type you own, at Hexis Insurance, we have flexible insurance options to cater to your needs. So, if you have recently purchased a motorcycle or looking to upgrade your current motorcycle policy, don’t hesitate to reach out. We are always ready to discuss the different insurance options with you.


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